Free tool
Free subscription cost calculator
List your subscriptions and see what they really cost — per month, per year, and over five years. The five-year number is usually the wake-up call.
Your subscriptions
Per month
$29.98
Per year
$359.76
Over 5 years
$1,798.80
Your 2 costliest
- Netflix$17.99/mo
- Spotify$11.99/mo
How it works
Add each subscription with its price and billing cycle — weekly, monthly, or yearly. The preset chips cover common ones; edit any row to match what you actually pay.
The calculator normalizes every cycle to a monthly cost (weekly × 52 ÷ 12, yearly ÷ 12), so mixed billing periods roll up into one honest monthly figure.
The five-year total is where small numbers get real: a $17.99 streaming plan comes to about $1,079 over five years — often more than the device you watch it on.
The costliest-three list ranks everything by monthly cost, which is usually the fastest way to spot the one or two subscriptions worth cancelling or downgrading.
For a complete audit, scan a recent card statement while you fill this in — most people find at least one charge they forgot they were paying.
Frequently asked questions
What counts as a subscription?
Anything charged on a schedule: streaming and music services, cloud storage, app and software plans, gym memberships, delivery memberships, news sites, even insurance you pay monthly. If it leaves your account on a recurring date, it belongs on the list.
How are weekly and yearly plans converted to a monthly cost?
Weekly prices are multiplied by 52 and divided by 12 (a month is slightly longer than four weeks), and yearly prices are divided by 12. That puts every billing cycle on the same monthly footing before totals are added up.
Why show a five-year total?
Because monthly prices are designed to feel small. Multiplying by 60 reveals the real commitment — a handful of $10–15 subscriptions quietly becomes several thousand dollars — which makes cancel-or-keep decisions much easier.
What's the fastest way to cut the total?
Start from the costliest-three list and ask of each: did I use this in the last month? Cancelling one unused mid-size subscription usually beats micro-optimizing several small ones, and downgrading a tier is a good second option.
Is what I enter saved anywhere?
No — the whole calculator runs in your browser. Nothing is uploaded or stored, and the list resets when you leave the page.
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